A salary hike doesn’t directly impact your credit score, but better income management, like timely repayments and low credit utilisation can indirectly improve your creditworthiness over time.

When you have a poor payment history, there are chances that you have a poor credit score, thus making it difficult for you ...

Securing a $35,000 personal loan can be a strategic financial move for various needs, from debt consolidation to home ...

The loan type has been growing rapidly, but the credit-scoring industry has puzzled over how to evaluate it.

FICO is changing the credit game by including BNPL data in its scores. Find out how this could affect your credit.

FICO announced Monday that it will begin incorporating buy now, pay later data into new scoring models, marking the first time the company has factored the popular loans into credit scores.

Straight away, this premium format presentation proves it knows what it's doing. Thanks to that flashback sequence in 28 ...

FICO is introducing two credit scores that incorporate buy-now, pay-later data, underscoring how significant a part of the ...

Credit mix is how many types of credit you have open. It’s worth 10% of your FICO score and is one of the five factors that ...

FICO credit scoring models will be the first to include buy now, pay later data as the payment method continues to surge in ...

With inflation, rising credit card rates and the pressure to "keep up," many millennials are turning to personal loans as a ...

FICO launched two credit scores that incorporate consumers' record of paying back buy now, pay later loans, the analytics ...