The models, which incorporate loan history from buy now, pay later services, like Klarna, Affirm, and Afterpay, will exist alongside FICO’s standard credit score. FICO trained the model on over ...

Women, Black and Latino shoppers, with low credit scores have been the key to BNPL loan success. Credit scores could soon ...

RELATED: Buy now, pay later loans will now impact Americans' credit scores Meanwhile, critics say that BNPL leads to "phantom ...

FICO announced Monday that it will introduce a new credit scoring model that incorporates buy now, pay later — or BNPL — data ...

FICO will begin incorporating BNPL data into credit scores this fall. The payment plan is popular among younger consumers.

The rise of Buy Now, Pay Later (BNPL) services has provided American consumers with a flexible way to make purchases by ...

FICO announced Monday that it will begin incorporating buy-now-pay-later data into new scoring models, marking the first time ...

Buy-now-pay-later loans find a place in FICO credit scores, reflecting their growing role in consumer finance.

Although credit bureaus have collected this data for three years, it's only now being factored into assessments of consumer creditworthiness.

"I'm much more in favor of using a credit card for purchases than debit cards or BNPL short-term loans," said John Ulzheimer, a credit expert formerly of FICO, Equifax and Credit.com and founder ...

For example, making on-time payments on buy now, pay later, or BNPL, loans may not help your credit score, even though 62% of BNPL users incorrectly believe they will, according to a new ...

Sezzle's Q1 2025 GMV soared 64.1%, revenue climbed 123.3%, and its unique BNPL features drive retention. Read why SEZL stock is a Buy.