The scoring models, which incorporate loan history from buy now, pay later services, like Klarna, Affirm, and Afterpay, will exist alongside FICO’s standard credit score. FICO trained the models on ...

Women, Black and Latino shoppers, with low credit scores have been the key to BNPL loan success. Credit scores could soon ...

RELATED: Buy now, pay later loans will now impact Americans' credit scores Meanwhile, critics say that BNPL leads to "phantom ...

FICO announced Monday that it will introduce a new credit scoring model that incorporates buy now, pay later — or BNPL — data ...

FICO will begin incorporating BNPL data into credit scores this fall. The payment plan is popular among younger consumers.

The rise of Buy Now, Pay Later (BNPL) services has provided American consumers with a flexible way to make purchases by ...

FICO announced Monday that it will begin incorporating buy-now-pay-later data into new scoring models, marking the first time ...

Buy-now-pay-later loans find a place in FICO credit scores, reflecting their growing role in consumer finance.

Although credit bureaus have collected this data for three years, it's only now being factored into assessments of consumer creditworthiness.

FICO is changing the credit game by including BNPL data in its scores. Find out how this could affect your credit.

Many websites display a BNPL option (such as PayPal’s Pay in 4), and shoppers who click on it are run through a credit and financial check that takes only seconds. If approved, they can pay off their ...

The research compared the FICO® Scores of more than 500,000 consumers who opened at least one new Affirm BNPL loan against a benchmark population of consumers without an Affirm BNPL loan.