FICO announced Monday that it will introduce a new credit scoring model that incorporates buy now, pay later — or BNPL — data ...

The models, which incorporate loan history from buy now, pay later services, like Klarna, Affirm, and Afterpay, will exist alongside FICO’s standard credit score. FICO trained the model on over ...

The rise of Buy Now, Pay Later (BNPL) services has provided American consumers with a flexible way to make purchases by ...

FICO announced Monday that it will begin incorporating buy-now-pay-later data into new scoring models, marking the first time ...

Although credit bureaus have collected this data for three years, it's only now being factored into assessments of consumer creditworthiness.

Women, Black and Latino shoppers, with low credit scores have been the key to BNPL loan success. Credit scores could soon ...

Buy-now-pay-later loans find a place in FICO credit scores, reflecting their growing role in consumer finance.