The same NerdWallet study found that 46% of Americans want to save money for emergencies in 2026. Start with whatever you can spare. Make it $20, $50, $75 or whatever jibes with your budget right now.

Creating and sticking to a budget is a powerful tool to help manage income, save money, eliminate debt, and achieve financial goals.

For Matt, adding up the $10,000 in impulse buys was a wake-up call. With $32,000 in debt already hanging over him, every unplanned splurge makes it harder to move forward financially. If you're in a ...

"An Instagram influencer will share how they only buy their kids four gifts, and I will feel like a consumerist monster who ...

NerdWallet’s picks for best individual health insurance include Oscar, Ambetter and Blue Cross Blue Shield based on cost, quality, complaints and more. Many, or all, of the products featured on this ...

Alana Benson is an investing writer who joined NerdWallet in 2019. She covers a wide variety of investing topics including stocks, socially responsible investing, cryptocurrency, mutual funds, HSAs ...

Arielle O’Shea leads the investing and taxes team at NerdWallet. She has covered personal finance and investing for nearly 20 years, and was a senior writer and spokesperson at NerdWallet before ...

Arielle O’Shea leads the investing and taxes team at NerdWallet. She has covered personal finance and investing for nearly 20 years, and was a senior writer and spokesperson at NerdWallet before ...