Soft saving is often attributed to Gen Zers who’ve watched their parents navigate strict rules around money and budgeting — and they don’t want to take that same approach.

The same NerdWallet study found that 46% of Americans want to save money for emergencies in 2026. Start with whatever you can spare. Make it $20, $50, $75 or whatever jibes with your budget right now.

Learn how to invest in stocks, including how to select a brokerage account and research stock market investments. Many, or all, of the products featured on this page are from our advertising partners ...

Nearly 7% of Vanguard’s IRA investors age 73 and up fail to take required annual withdrawals, triggering costly tax penalties ...

Before splurging on non-essentials, do a review of your basic needs, suggests Andi Wrenn, an accredited financial counselor ...

Whether it’s an inheritance or a lotto win, he says, “there will be a lot of emotions at play.” Not every windfall is a life-changing amount, but even a small payout can make a difference. Here’s a ...

NerdWallet shows strong growth in Q3 2025, diversifying revenue and adapting to AI challenges. See why NRDS stock may be a ...

Using savings can feel like moving backward, but there are moments when tapping that account is exactly what protects your long‑term financial health. When emergencies, high‑interest debt, ...

Different types of windfalls get different tax treatment. You might not owe taxes on a cash inheritance or a life insurance ...

With added costs, confusing terms, and often vague guidelines, whole life insurance isn't always a safe investment, ...