The National Foundation for Credit Counseling at www.nfcc.org primarily helps people pay off credit card debt, but its member agencies also offer budget counseling. You can find its budgeting tool at ...

Start with your employer. Some companies offer financial wellness programs that may include one-on-one counseling. Others ...

There are no penalties if you’ve accidentally paid more than you owe, and there are laws in place that require issuers to refund your overpayment. Many or all of the products on this page are from ...

NerdWallet's content is fact-checked for accuracy, timeliness, and relevance by humans. It undergoes a thorough review process involving writers and editors to ensure the information is as clear and ...

Melissa Lambarena is a senior writer on the credit cards team at NerdWallet. She has enthusiastically covered credit card-related topics for over nine years. Her prior experience includes nine years ...

NerdWallet’s picks for best individual health insurance include Oscar, Ambetter and Blue Cross Blue Shield based on cost, quality, complaints and more. Many, or all, of the products featured on this ...

Holiday shopping season is upon us and, for personal finance reporters like ourselves, that means diving into all the different ways Americans are paying for gifts this year. For a good chunk of ...

The less-expensive Strata cards are solid choices for everyday spending, while the premium-tier option is ideal for frequent travelers who want to make the experience more enjoyable. Many or all of ...

The card's benefits can, in theory, help offset its gigantic $499 annual fee — but it'll take some work to extract that value. Many or all of the products on this page are from partners who compensate ...

Got credit card debt? Want to pay it off? Oddly enough, another credit card might just be your best bet. It’s one of the stranger ironies in personal finance: Credit cards carry some of the highest ...

Thank you to everyone who participated in our sweepstakes. Whether you were selected or not, your journey towards a debt-free future doesn't have to stop here. Check out our guides and reviews, ...