The same NerdWallet study found that 46% of Americans want to save money for emergencies in 2026. Start with whatever you can spare. Make it $20, $50, $75 or whatever jibes with your budget right now.

Before splurging on non-essentials, do a review of your basic needs, suggests Andi Wrenn, an accredited financial counselor ...

Each week, we answer money questions from around the web on the NerdWallet app. Here are three of the trending questions from the month of December.

There are no penalties if you’ve accidentally paid more than you owe, and there are laws in place that require issuers to refund your overpayment. Many or all of the products on this page are from ...

Melissa Lambarena is a senior writer on the credit cards team at NerdWallet. She has enthusiastically covered credit card-related topics for over nine years. Her prior experience includes nine years ...

The less-expensive Strata cards are solid choices for everyday spending, while the premium-tier option is ideal for frequent travelers who want to make the experience more enjoyable. Many or all of ...

NerdWallet's content is fact-checked for accuracy, timeliness, and relevance by humans. It undergoes a thorough review process involving writers and editors to ensure the information is as clear and ...

When it comes to rewarding cash-back credit cards that are straightforward, it doesn’t get much better than earning 2% on every purchase. When it comes to opening a new credit card, $200 is an ...

Top-ranked U.S. loyalty programs for 2025 stand out for easier redemptions, ample award seats, and practical perks that can ...

Money stress, sweeping tax changes and possible rate cuts are pushing Americans to rethink budgets, savings and debt as they ...