How FICO Scores Became A Profit Machine
FICO CEO William Lansing has burnished the credit score’s dominance and pushed through price hikes, making a bundle for ...
What is a credit sweep?
A credit sweep is a fraudulent credit repair tactic that disputes all negative items on a credit report at once.
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What Is the FACT Act?
The Fair and Accurate Credit Transactions Act, also known as FACT Act or FACTA, is a law that was enacted in 2003. It updated ...
CFPB rule to remove medical bills from credit reports goes into effect March 17, but enforcement uncertain: Legally Speaking
New CFPB rules may erase $49 billion in medical debt from credit reports, boosting credit scores for 15 million Americans if enforcement proceeds.