Applying for a loan can be challenging, particularly if a significant share of your income already goes toward debt. Lenders ...

What is debt-to-income ratio and how does it affect you? You don't need a finance degree to have money smarts. Understanding a few simple terms can help you lead your best financial life. One of those ...

Your debt-to-income (DTI) ratio is a crucial factor lenders consider when evaluating your mortgage application. This number compares your monthly debt payments to your gross monthly income, providing ...

SAN FRANCISCO (KGO) -- Home buyers, do you know your debt to income ratio? Michael Finney has another 7 On Your Side Quick Tip for you! Because of the 2008 mortgage crisis, your debt to income ratio ...

It's crucial that you can recognize when your credit card debt is excessive and understand how to regain control.

It is Money Monday, and our money expert Paul Hood joined News On 6 at 4 p.m. to discuss something that can have a big impact on your credit but most of us do not understand why. That would be the ...

The Reserve Bank's continuing to change its approach to preventing risky lending, further easing loan-to-value-ratio ...

A debt consolidation loan can help simplify your finances and potentially lower your monthly bills if you’re struggling to manage debt. But what if your debt-to-income (DTI) ratio is already high? Is ...