Active-duty military personnel and veterans can benefit from the Veterans Affairs (VA) backing on mortgages to save on private mortgage insurance, interest rates and closing costs. You could also ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. VA loans exist to make ...

VA loans do not usually require a down payment, but there are certain circumstances in which a down payment might be necessary. Making a down payment on a VA loan can help reduce your funding fee and ...

You don’t need perfect credit to get approved for a VA loan. In fact, a credit score of at least 640 is enough to qualify with most lenders. Some will take scores of 620 or lower, depending on your ...

David Gregory is an editor with more than a decade of experience in the financial services industry. Before that, he worked as a child and family therapist until he made the decision to move abroad ...

Buying a home can be a long, stressful, and expensive undertaking, but home buyers may be able to expedite this process while minimizing stress and keeping out-of-pocket costs manageable by choosing ...

USDA loans, a 0% down option for low and moderate-income buyers in rural and suburban areas, are on pause due to the ...

VA construction loans are designed to benefit active-duty U.S. military service members and veterans. Eligible borrowers may be able to build a new home without a down payment, but there are strict ...

Aly J. Yale is a contributor at Buy Side and an expert on real estate, mortgages, investing and home renovations. Of the many varieties of mortgage loans out there, the VA loan—a type of mortgage ...

Limited inventory and high interest rates dramatically cooled the housing market in 2022, with home sales falling nearly 18% from 2021, according to data from the National Association of Realtors. At ...

FHA loans are accessible to any eligible borrower, whereas VA loans are specifically for active-duty military members, veterans, and their surviving spouses. Federal Housing Administration (FHA) and ...

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