Government home loans play a vital role in the housing market, providing various options for home buyers, such as FHA and USDA loans. These programs come with specific requirements that differ by loan ...

USDA loans are mortgages backed or funded by the U.S. Department of Agriculture. Also called USDA rural development loans or rural housing loans, USDA home loans feature low or no down payments and ...

The full name of this program is USDA Rural Housing Guaranteed Loan Program. We’ll simplify its name here to the USDA Loan. If you prefer, our office calls it the Meat Loan. This is the first of two ...

Some lenders have a workaround for the Federal Housing Administration's suspension of reverse mortgage endorsements but fewer ...

USDA Rural Development home loans offer zero-down financing with competitive interest rates for eligible buyers in rural areas. Below, we detail Maryland’s 2025 income limits, eligible areas, and the ...

The share of federal agricultural loans with overdue payments is falling for farmers across racial and ethnic groups, though whether that’s a temporary improvement remains to be seen. This story also ...

The Reckon Report is a weekly newsletter that goes deeper in today’s most-discussed headlines. Subscribe today and stay ready for the proverbial water cooler. This article was published in partnership ...

Lucious Abrams is the third generation to take over the family Georgia farm, an operation that has long grown cotton, corn, and soybeans. When he did not receive a loan in time to buy the seeds and ...