Retiring Americans are quietly rewriting one of personal finance's most famous rules, trading the simplicity of a fixed 4 percent withdrawal for a more flexible "bucket" system that separates cash, ...

Retirees, planners, and advisors alike have all used the 4% rule for decades now. Since its discovery in the 1990s, the 4% rule is very straightforward: You withdraw 4% of your savings in the initial ...

Meagan is a former Series 7 financial advisor and current writer focused on blending straightforward information with a dose of humor on topics including equity investments, insurance products, and ...