For many people, mobile homes—more commonly referred to nowadays as manufactured homes—are an affordable housing option. However, financing one is not as straightforward as taking out a mortgage for a ...

With today’s low interest rates, it’s hard not to sit there and weigh the pros and cons of refinancing your home. The pros—lower monthly payments, paying less interest long-term and getting out of ...

High interest rates are putting many homeowners in tough situations. Perhaps you took out a home equity loan as real estate prices rose, but now you're struggling to make repayments as your other ...

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We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Traditionally, a refinance is worth securing if you can obtain an ...

Here are the average annual percentage rates (APR) on 30- and 15-year fixed mortgage refinances and 5/1 ARM refinances: Today’s Mortgage Refinance Rates The average APR for a 30-year fixed refinance ...

Buying your home was probably one of the most (if not the most) expensive purchases you've ever made. In some cases, refinancing your home may be the best way to rearrange your mortgage and finances.

Refinancing a home equity loan can lower monthly payments and lengthen or shorten your loan term. Drawbacks to refinancing a home equity loan include prepayment penalties and closing costs.

Home equity is at historic highs. If you've faithfully paid your mortgage over the years, you've likely built up quite a bit of it yourself. According to the Federal Reserve, American homeowners are ...

Refinancing a mortgage can be helpful for homeowners who want to modify their loan terms or tap into their home equity for cash. With a rate-and-term refinance, borrowers can lower their monthly ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Are you considering a ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. You took out a home ...