Borrowing money can be stressful. But doing so via a product that has a variable interest rate adds another layer of concern. What about now, though? Inflation is significantly lower than it was just ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

A first-lien HELOC is a revolving line of credit that replaces your primary mortgage. The loan combines a checking account, mortgage and line of credit. First-lien HELOCs are best suited for ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...