Note: The sample rates included in the reviews are accurate as of August 29 and are subject to change at any time. What do you do if you want to tap your equity without losing your low rate? You go ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

If you've spent years making mortgage payments and taking care of your home, you've probably built up a significant amount of equity. In fact, the average American homeowner now has about $300,000 in ...

As a trusted personal finance writer and mortgage specialist, Maryalene LaPonsie has interviewed hundreds of certified financial planners, CPAs and wealth advisors, and distills their expertise into ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. You want to get a home ...

Home equity is the percentage of your home you own outright, as opposed to the amount you still owe on a mortgage. If you made a 10% down payment, you'd start with 10% equity and increase from there ...

A $90,000 home equity loan is cheaper now that the Fed cut interest rates. Here's what homeowners should know now.

Your credit score is a major factor lenders consider when you apply for a mortgage. And although it’s not impossible to buy a house with bad credit, trying to qualify for a mortgage when you have ...

A credit score of 650 is considered fair and should qualify you for most home loans, including conventional loans based on your income. If you've got a 650 credit score, it's natural to wonder whether ...