As federal agencies look for ways to improve housing affordability, the MBA is calling for a reduction in mortgage insurance ...

Higher property taxes and increased homeowner’s insurance premiums add to housing costs, forcing homeowners to search for ...

The current mortgage rate on a 30-year fixed mortgage rose by 0.01 percentage point in the last week to 6.92%, according to ...

The only thing most homebuyers know about private mortgage insurance, or PMI, is that they want to avoid it. PMI premiums cost money. They can increase your monthly expenses and make it harder to ...

Owner’s title insurance is an optional separate policy serving to shield the buyer from any ownership claims. It’s typically ...

In this case, the lender pays a single premium to cover your mortgage insurance for the duration of your loan. Often, a single premium is much less expensive than monthly premiums (more on this ...

Conventional mortgages have private mortgage insurance (PMI), and FHA loans have mortgage insurance premiums (MIP), for instance. Not all loans require mortgage insurance. For example, you can ...

on conventional loans and mortgage insurance premiums on FHA loans. Some types are paid upfront, while others are added as a fee on your monthly mortgage payment. Don’t confuse it with other typ ...

However, that security has a price tag for borrowers. All home buyers who use an FHA loan will need to pay mortgage insurance premiums, otherwise known as MIPs. These premiums insure lenders and ...

Diego Sanchez interviews Mike Cox on disaster response, state-specific coverage, and the future of insurance in mortgage ...