FICO has fired its latest shot in the credit scoring wars, launching a direct license program that promises to slash costs ...

If you’re ready to buy a home, you might wonder whether you need a mortgage broker or a mortgage lender. While a mortgage broker will act as an intermediary and help you research the best mortgages ...

FICO just pulled a plot twist in the mortgage world. On October 1, 2025, the company unveiled the FICO® Mortgage Direct ...

To find a mortgage lender, first take stock of your finances and decide what type of mortgage you need. You can compare rates and fees by getting a preapproval from at least three mortgage lenders.

Credit score modeling company Fair Isaac Corp , widely known as FICO, surged on Thursday after unveiling plans to sell its ...

bundle groups of these mortgages together into financial vehicles called mortgage-backed securities (MBS) that are then sold to investors on a secondary market. This allows investors to gain exposure ...

3% for conventional loans, 3.5% for FHA loans, none for VA and USDA loans 580 for conventional loans, 550 for FHA and VA loans, 580 for USDA loans 3% for conventional ...

A private mortgage lender is any individual or noninstitutional lender that loans money to a homebuyer to purchase a property. Private mortgage lenders can be home sellers offering financing, family ...

Some people taking out a home loan and purchasing flood insurance could face delays during the U.S. government shutdown.