If you’re running short on cash and funding opportunities, a merchant cash advance (MCA) might be the best option to keep your business running. MCAs aren’t technically business loans, as advances and ...

A merchant cash advance provides businesses with a cash payment based on future credit and debit card sales. Many or all of the products on this page are from partners who compensate us when you click ...

The growth of the merchant cash advance market is influenced by the growing demand for alternative financing. Moreover, the growing adoption of digital payments, including credit and debit cards, has ...

MCAs often contain onerous (and potentially illegal or unenforceable) provisions that end up causing more trouble than they are worth. Following is some general guidance based on our experience ...

Many small businesses hungry for capital during economic downturns turn to merchant cash advance operators who lend money based on future earnings, and during the pandemic many entrepreneurs got ...

A no-credit-check business loan offers access to financing without a strong emphasis on a hard credit check. Business loans ...

With its launch in 2007, OnDeck set out to become the alternative to merchant cash advances. That financing option, widely used by small-business owners looking for quick access to capital, is easier ...

Jenn spent the last decade empowering people to make informed personal finance decisions. As a freelance writer and public speaker, she's committed to helping people achieve their goals. She is ...

A merchant cash advance forwards cash against future sales. MCAs have aggressive repayments that disrupt profitability until it’s repaid. Borrowing fees are high with rates of 50 percent to 100 ...