A gift letter for a mortgage verifies the source of a homebuyer’s gifted down payment funds. The gift letter proves that the funds are in fact a gift and don’t have to be repaid, and that the giver ...

Forbes contributors publish independent expert analyses and insights. Adam Minsky is an attorney and writer focusing on student loans.

Many Americans that applied for the Biden administration’s student loan forgiveness program are now getting approval e-mails from Secretary of Education Miguel A. Cardona. However, with the future of ...