See the tax advantages and downsides.

Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus ...

Typically, life insurance is understood as a means of financial protection for dependents following the policyholder's death. However, certain policies offer support during the policyholder's lifetime ...

Employees likely will see a lot more choices in their benefits plans in 2026, but some perks won't make the cut.

The two main factors that affect the value of your federal retirement benefit are your high-three average salary and your ...

See the benefits and limitations, plus a cost analysis.

A liberalization clause in insurance adjusts your policy as laws change, ensuring continued compliance without extra cost.

Inflation has been a hot topic over the past few years, and for good reason. Prices have been rising faster than they should in a healthy economy. Food, housing and general goods and services aren't ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...