Mortgage rates saw significant improvements in 2025, but will that continue this month? Here's what to know now.

As of January 2, 2026, the average mortgage interest rate on a 30-year fixed mortgage is 5.99%, while the average rate on a ...

Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.28%. For 20-year mortgage refinances, ...

The current average mortgage rate on a 30-year fixed mortgage is 6.18%, compared to 6.16% a week earlier, according to the ...

the Fed sees room Housing supply constraints An increase in mortgage interest rates mortgage rates could drift ...

The average 30-year fixed mortgage loan interest rate stands at 5.99% as of December 23, 2025, according to Zillow, while the ...

Mortgage lenders set the interest rates they charge, so a "sale" really depends on how the lender decides to price the loan. Lenders may offer lower rates for higher fees and vice versa, so look ...

Applications for adjustable-rate mortgages have more than doubled over the past year, according to the Mortgage Bankers ...

When looking at mortgage offers online, the interest rate doesn't always show the whole picture. Often, the lowest advertised mortgage rate includes 1 or more discount points, which translates to ...

Mortgage rates fell to a 10-month low on Thursday, extending last week's decline and offering further relief to homebuyers-but remained in the high 6% range after a mixed inflation report. The average ...