Having a debt collector contact you can be upsetting. A debt collector may try to scare you into making a payment right away. Don’t let them throw you off your game. You have rights. The best way to ...

When a debt collection agency contacts you about a past-due balance, the debt may not actually be yours. Federal law gives you 30 days to request that the collection agency validate your debt. This is ...

Have you ever received a call from a collection agency or debt collector? While this can be quite alarming at first, it’s important to stay calm. Check Out: You Can Get These 3 Debts Canceled ...

An unpaid debt could damage your credit score. It’s common for debts to be turned over to collection agencies after a period of time. It’s wise to request proof that a debt collectors owns your debt ...