Dave Ramsey is often unapologetic when it comes to the credit industry. In last year’s talk about his signature “7 Baby Steps,” the personal finance expert made one thing unmistakable: you don’t need ...

The Ramsey Show social media handle on Monday posted a series of videos in which Ramsey dismissed the value of an 800 credit score, telling listeners, "That costs you at least a hundred grand in ...

As BNPL becomes more common, it’s quickly turning into an accepted credit option. In fact, 86% of Americans say they trust BNPL as a payment method, and three out of four users say they trust BNPL ...

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

Ren explained that he works in IT for various financial institutions. As part of his contract work, his credit score is checked every six months. When his score dipped below 700 after closing an old ...

I have LONG been pointing out how the biggest of Big Businesses – along with some select foreign governments – dictate law and policy in the United States. Washington, DC is their butcher. Slicing up ...

After paying off his car loan — a financial milestone most people would celebrate — Ren watched his score drop below 700. Now, under the terms of his contract, he fears that it could put his future at ...

The inaugural credit insights report from data analytics firm FICO, released Sept. 16, shows the national average FICO score ...