A recent episode of “The Ramsey Show” featured Doug from Connecticut, who called in to ask a question that many listeners might relate to: Should he use his savings to pay off a 0% interest car loan?
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Review your credit report, know your credit score and, yes, freeze your credit before stepping on a car dealer's lot. Dealer-arranged financing is convenient but it will limit your options. Typically, ...
Americans with upside-down car loans owe more than ever. The average amount owed on upside-down loans hit a record $6,905 in Q3, edging past the previous high of $6,880 set in Q1 2025.
Car shoppers are facing affordability challenges in the market for new vehicles despite average down payments dipping to ...
New and used car loan data for the third quarter of 2025 are out, and they highlight the ongoing affordability problem in the American car market.
Buying a car is a big financial commitment, and how you finance it can significantly affect your long-term budget. Whether you purchase a new or used vehicle, the terms of your auto loan play a key ...
When the Fed announces a rate cut, it feels like the kind of headline that should instantly make life cheaper. Lower rates? That must mean a lower car payment, right? Read More: Earn up to $845 cash ...
Interest rates for credit cards and some other loans will head down, now that the Fed has cut short-term interest rates for the first time in 2025.