See the latest 2025 mortgage rate trends and how bad credit loans can help U.S. homebuyers cover down payments, closing costs, and other housing expenses.

Having a “poor” credit score can make it more difficult to secure a mortgage. But it’s certainly not impossible. However, you will usually need to be prepared to pay a higher interest rate, and you ...

A home is one of the biggest purchases most people will make, and it requires good financial health to do so. That’s why mortgage lenders rely on your credit score to determine if you qualify for a ...

When you're ready to buy a home, you'll need to start the mortgage pre approval and application process. Your credit is a huge factor in whether you're approved and it affects the rates and terms that ...

The 30-year fixed rate, low-down-payment mortgage pays down too slowly for those with weak credit and volatile incomes.

Your credit score helps determine if you’ll qualify for a loan and what interest rate you’ll get. For mortgages, which are the biggest loans most people will take out, the score can translate to ...

Mortgage rates are determined by many factors that include inflation rates, economic conditions, housing market trends and the Federal Reserve's target interest rate. Lenders also consider your ...

Figuring out when to take out a loan, pay cash, use leverage, or pass when something isn't affordable. Unpacking good vs bad debt. Myth: you should always pay cash if you can. Fact: investors should ...