The second round of June’s Social Security payments, worth up to $5,108 for the highest-income earners who retire at age 70, will be distributed in three days. Here is all you need to know about June’s Social Security payments.

What did the United Income researchers determine was the best age to claim Social Security? It wasn't 62. Instead, they found that 92% of Americans would be better off holding off until at least age 65 to claim Social Security retirement benefits, and 71% would be better off waiting until age 70.

If you want to do your own calculations, you can check your estimated benefit at different ages with your Social Security Administration account.