Americans are managing their Buy Now, Pay Later loans soon could be reflected in their credit scores. FICO plans to launch a suite of credit scores later this year that incorporate BNPL data,

Financial analytics company FICO has announced two new scores that incorporate buy now, pay later (BNPL) loan data for the first time.

FICO launched two credit scores that incorporate consumers' record of paying back buy now, pay later loans, the analytics company said Monday. BNPL providers have historically not had a consistent approach to reporting clients' payment history to credit reporting agencies, experts have said.